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Stay away - reviews of MKB Investments with claims for divorce, how to withdraw money
Moscow Credit Bank, also known as MKB, started in 1992. In 1994 it became the property of Roman Avdeev. This man is in 87th place among the billionaires of the Russian Federation according to Forbes.
MKB Investments (MKB Investments) is a bank’s investment platform created to serve private clients. It is one of the top 5 MICEX operators. Monthly turnover exceeds ₽200 billion.
The broker is very proud of numerous awards from unknown sources and a stable rating based on rating agencies. But this does not stop them from pushing very unfavorable working conditions. Still inadequate trust management services that should not exist.
The bank operates legally. It has 3 licenses: broker, dealer, depository. In 2015, he voluntarily revoked his trust management license.
Login to the “Personal Account” of MKB Investments are trading stocks, bonds, precious metals, currencies. There is margin trading. It offers to use leverage for free during the day and for a commission in longer transactions. The fee is quite large. You won’t be able to make normal money.
The specifications given by the official website of MKB Investments boil down to commissions for the purchase and sale of financial assets. It doesn’t even smell like a complete list of financial instruments. You will have to find out everything in the trading terminal. It is important to understand: without registering and opening an account, it is not clear which assets are sufficiently accessible.
Another gap on the MKB Investments website is how to top up your account. If we take into account that this is a broker from a bank, it becomes obvious: he accepts bank transfers. And preferably from accounts opened with him.
There is a replenishment via the mobile application. Attention: all transactions to and from deposits must go through a representative of MKB Investments. He issues orders. That is, you can’t even dream about automation.
|Year of foundation
|Regulation and jurisdiction
Russian Federation, Central Bank of the Russian Federation
- Strict regulation
- Low barrier to entry
- High commissions
- Poorly functioning terminal
- Unqualified support
Mobile application MKB Investments
“Trader”, “Investor”, “Universal”
Russian bank offers mediocre brokerage services with a limited range of instruments and inflated commissions
Reviews about MKB Investments
The MKB Investments platform positions itself as a popular, sought-after platform. From the reviews it becomes clear: opening a “Personal Account” means getting scammed for money.
There is a whole carload of negative reviews on banki.ru. There were especially many of them in 2021, when the hero of our review decided to pull off a scheme with an IIS.
People who had deposits were asked to divide their capital into two parts. Leave one for interest in a regular deposit. The other one should be invested in an IIS, which will be formed by representatives of the bank.
Many took the bait because they had been using the services of the financial institution for a long time. It turned out to be a huge mistake.
One poor woman, whom MKB Investments scammed into an IIS, discovered a few months after placing the funds: the invested capital had dropped by ₽ 56,000. She was assured: everything would be fine, there was still time, the deposit would grow. They also told me to wait until the end of the year.
The unfortunate woman believed it. The drawdown reached ₽ 97,000. They began to calm her down again. It revealed:IIS open for a full 3 years. Therefore, according to legend, there is time for leveling.
Rating Forex comment: a person was given a portfolio of unprofitable assets without modifying the loss after the start, without informing about the timing of the placement of funds. It is unlikely that this was the initiative of MKB Investment employees. Most likely, the authorities put pressure on them, demanding that IIS be imposed. Everything was done carelessly. Including the selection of investment assets.
People complain about forced investments on investotzyvy.com. One poor guy was encouraged to open an IIS. To others:
- They sold a regular brokerage account.
- They immediately began to write off commissions. For opening, maintenance and the like.
That is, the person did not have time to start trading before he found himself in the red.
There are problems with mutual funds:
- participation rate is high;
- It is impossible to withdraw money before the mutual fund ends.
That is, the asset is completely illiquid. Considering how the hero of our review manages IIS, you can’t count on profit.
Dissatisfied people speak out on finotzyvy.com. There are a lot of complaints about unfavorable investment conditions, increased fees, and technical support that cannot put two words together.
MKB Investments will return all your money.Complain to us about divorce and see for yourself. Our lawyers provide free consultations. Rating Forex is your assistant and ally when it comes to scammers.
Terms of cooperation. How to work with MKB Investments?
The MKB Investments platform offers 4 areas of capital investment:
- shares of Russian companies;
- purchase and sale of currencies;
- margin trading.
There is no complete list of tools. You will have to look for information after registering and launching the terminal for trading. Real reviews warn: the range of MKB Investments is meager even compared to other Russian brokers. That’s why some of the data is hidden.
Currencies the broker offers to invest in:
- hong kong dollar,
- turkish lira,
- Belarusian ruble.
Of all, the only liquid is the yuan. It is strictly regulated by the Chinese government. Therefore, you can’t hope for profit from speculation.
Income from bonds is up to 9%. At the same time, the Central Bank interest rate is 16%. Inflation – up to 30%. It is important to understand: you can only lose money on such investments.
Rating Forex warns: the minimum deposit, leverage size, and commissions are not specified. All important specifications are in question. They can only be found out after registration.
PIn addition to the deposit, MKB Investment encourages the use of personal property as collateral. You can’t do that. It will be confiscated, it’s worth going into the red.
Sharashka offers 3 types of accounts:
Commissions for transactions with shares are up to 0.07%, 0.12%, 0.22%, respectively. In “Trader” and “Investor” accounts, they can be reduced to 0.045% due to a turnover of ₽ 50 million or a portfolio of corresponding value.
For “Trader” and “Investor” the over-the-counter market will cost 0.15%. For “Universal” – 0.2%.
All accounts have free service. Honest reviews warn: the sharashka charges commissions for any sneeze. If you choose a premium account, you will have to pay ₽ 50,000 just for service, even without participating in trading.
Registration and regulation
PJSC Moscow Credit Bank was registered in 1992. In 1994, it was bought by Roman Avdeev. At the time of writing this review, the controlling stake was still in his hands.
PJSC Moscow Credit Bank has 3 licenses that give the right to work as a broker:
Until 2016, there was a license for trust management of securities. But PJSC Moscow Credit Bank refused it. At the same time, it did not stop offering products that involve transferring control into the hands of its specialists.
The company also imposes its own advisor. In theory, it should offer profitable investments. Reviews warn: the result is losses. Rating Forex warns: legality does not prevent the IBC Investments broker from cleaning his pockets.
From the very beginning, the trading platform was focused on individuals and their capital. But support is still mediocre. It’s not even about the size of deposits. Even those who come with millions of capital will not receive normal service.
The methods of replenishment and withdrawal are questionable. The MKB Investments website does not provide specifics. Considering that this is a broker founded by a bank, the emphasis is on bank transfers. The easiest way is to send them from an account in the ICD. Reviews make it clear: even this procedure is accompanied by difficulties.
The client can deposit beans into the account only through the manager. He must process the order independently. There is no automation in sight. This is extremely inconvenient.
There are also problems with withdrawing money. Sometimes capital does not reach the client: it is lost somewhere along the way. Reviews about ICD Investments are filled with complaints not only about problematic withdrawals, but also about replenishment. At least one client who sent money to a trading account never received it. They got lost along the way. The broker blames everything on difficulties with SWIFT.
How MKB Investments are a scamandt for money
There is no talk of an arrogant scammer. The problems boil down to inflated commissions and illiterate support.
The fees come as a surprise. And unpleasant. Lovchila says one thing, but in reality it is completely different. Traders lose a lot.
Managers encouraging investments provide incomplete information about the cost of services. Sometimes the timing of capital placement is hidden. The reason is pressure from above. Ordinary employees are forced to offer all those who have a regular bank deposit to transfer part of their capital into investments. For example, through IIS.
At the same time, no one even tries to put together a portfolio. There are complaints for 2020–2021: people lost a significant part of the funds invested in IIS. This is despite the fact that the MICEX index (that is, the value of the most important shares) was rapidly rising during this period. It was necessary to try very hard for the investment to bring losses.
MKB Investments does not hide the fact that in 2015 it renounced its securities management license. Moreover, one of its services intended for investors is trust management, only in the form of an investment advisor, open mutual funds.
The dodger disclaimed responsibility for possible losses as much as possible. People find themselves to blame for trusting wrong advice or investing in the wrong fund.
Judging by the reviews, the quality of management is poor. A lot of poor people are losing money. She reassured me with fairy tales: over time, everything will even out. In the end, nothing like that happens.
MKB Investments offers a “Personal Account” for trading exchange-traded financial assets with leverage. The second option is only available to qualified traders and those who have passed the test.
Regardless of the chosen direction, people receive fat commissions and useless support. The support will spend weeks solving problems, making you burn out.
On paperMKB Investments is a reliable brokerage platform with transparent conditions. In reality, everything is not so rosy. Most clients lose money. And not because of his own mistakes, but because of the company. At the same time, it is not clear why she needs client losses. The more profit they have, the more commissions you can get. Perhaps it’s a matter of incompetent analysts and investment managers.
If you open a brokerage account with MKB Investments, only with an eye on the sky-high commissions and useless support. The best option is long-term investment. No active trading, let alone margin trading.
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The company’s rating and reputation largely depend on whether its clients are satisfied. The reviews about MKB Investments are not the most flattering, and therefore you should take a close look at them before deciding to cooperate with this platform.
To add a review of this company on the resource, you do not need to spend a lot of time. The whole procedure takes no more than 5 minutes, and this is already with registration. A letter with a link to confirm registration will be sent to your e-mail, and it will also contain detailed instructions on how to add a review to the site.
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